Hi everyone,
The trust is kind of like a sacred cow to him. It's from his dad, family money, and his parents lived well below their means for years (when everyone else was moving into bigger mcmansions in our town, dad in law paid off his more modest house and has stayed there instead). BH watched all that and watched his parents being frugal in the day to day stuff while others in our town were blowing money left and right. He knows how hard his dad worked for that trust, and so he has that motivation to be careful with it.
BH also has a need to prove himself to his dad (who doesn't?) and respects him immensely. He's a dad worthy of respect, for sure. So, BH doesn't want to disappoint him (to an unhealthy extent, IMO) and thus doesn't want to blow the trust on things like watches.
That's where "our" income comes into play. It's frustrating because over the years I've felt like the money I make is his and the money he makes is his too. That's been addressed, we're working on it and the perceptions around it. BH has been more attentive to taking care of my wants and is coming to understand where his come from too. He's seeing that his wants for these luxury goods come from his expectations of joyful companionship not being met. "If I can't have companionship, I at least want a watch as a sign of how much you're willing to sacrifice for me. It lets me know I mean something to you."
It's understandable, but still an entitlement. And the stress from the pressure, obligation placed on me, and our financial situation make it difficult for me to be joyful around him. I don't feel free when he's pressing this issue. It's another cycle we get into and is not healthy. I can change my reactions and stop enabling him (still struggling with that), but then have to deal with the fallout- him needing space, him feeling disappointed and not cared for. Which MAKES THE SITUATION WORSE. He's starting to see that his expectations are too high. He's disappointed and trying to come to terms with his disappointment. I'm hoping he can start seeing how his entitlements and maladaptive coping strategies exacerbate the lack of joyful companionship he truly needs.
No one needs a luxury good- no one died from not having a watch. Babies have died from lack of regular warm, loving contact with a caregiver. We're built for relationship. NOT material goods.
The trust is not my money, it's not mine to dispose of. We've dipped into it over the years to build our house, but that's about it. Each time we have to dip into it, we pay capital gains on it. So, we avoid using it for regular expenses.
I focus on cashflow- what's going in, what's going out. He focuses on long term risk taking to make larger financial gains. HOWEVER, we live day by day- not 20yrs in the future. Balancing that is tough as his expectations are too high for the $$ we earn. He's justified his actions of placing me under enormous stress because, "well, we made close to $100k on that house when we sold it." Somehow that makes up for the foreclosure notices, gas and electricity shutoffs, car repo and lack of groceries in the house .
Balancing our needs and our expectations is going to be key going forward. Frankly, I think I'm the more practical one when it comes to managing finances. I'm able to tailor my expectations around our financial reality. I would LOVE a family European vacation, an all inclusive long weekend with just us . HOWEVER, we're not there right now. SO, I would also like a camping trip. Or a quick day trip to Traverse City. Or a trip to the zoo/art museum (DIA is free here!)/ dinner out.
Do I get frustrated and dissatisfied and disappointed, yes! However, I'm able to reconcile myself to reality and manage my disappointment.